Articles
Enforcement
Insolvency claim
How a debtor proves insolvency (i'sar) before the Enforcement Court in Saudi Arabia, which documents to file, what happens to the debt, and the new law.
Debt Recovery & EnforcementForeign judgments
How to enforce a foreign court judgment in Saudi Arabia: reciprocity, the five conditions the enforcement judge checks, required documents, and the new law.
Debt Recovery & EnforcementNajiz enforcement request
When your document is an executive instrument in Saudi Arabia, what to prepare before filing an enforcement request on Najiz, and what the new law changes.
Debt Recovery & EnforcementDecision 34
"Decision 34" is the enforcement order under Saudi Arabia's Enforcement Law: when the five days start, early seizure, and your options before Decision 46.
Debt Recovery & EnforcementDecision 46
What "Decision 46" from the Enforcement Court in Saudi Arabia includes: travel ban, asset seizure, service suspension, and how to get it lifted after payment.
Debt Recovery & EnforcementServices suspension
Services suspended on Absher? Who can request a suspension in Saudi Arabia, which services are excluded, and how it is lifted within 24 hours of approval.
Debt Recovery & EnforcementDebt travel ban
Travel ban in Saudi Arabia for a debt: when the Enforcement Court issues it, how to lift it after payment or settlement, and when you may travel for treatment.
Debt Recovery & EnforcementFrozen bank account
Why your bank account is frozen in Saudi Arabia: enforcement, precautionary seizure or a bank freeze, salary limits, and how to lift a seizure above the debt.
Debt Recovery & EnforcementSalary seizure limit
Salary seizure in Saudi Arabia: one third of gross salary for debts and one half for maintenance, how it works when debts compete, and the new pension rule.
Debt Recovery & EnforcementProof of payment
Paid your creditor outside court but the enforcement request in Saudi Arabia is still open? How to file proof of payment on Najiz, and what if it is rejected.
Debt Recovery & EnforcementGrace and rescheduling
Grace period in a Saudi enforcement case: when Najiz grants it, whether measures are lifted, and how to agree debt instalments with the creditor that hold up.
Debt Recovery & EnforcementEnforcement dispute
Enforcement disputes in Saudi Arabia: what the enforcement judge decides, whether filing a dispute stops enforcement, and what stays seized after a stay order.
Promissory Notes & Cheques
Valid promissory note
What a valid promissory note in Saudi Arabia must contain: the 7 required details, paper or electronic via Nafith, and drafting errors that weaken enforcement.
Debt Recovery & EnforcementNafith e-promissory note
How to create or approve an electronic promissory note on Nafith in Saudi Arabia, what to check before you click approve, and why registration now matters.
Debt Recovery & EnforcementBlank promissory note
Signed a blank promissory note in Saudi Arabia? When a note is invalid for missing details, and when an objection for forgery or a denied signature succeeds.
Debt Recovery & EnforcementPromissory note objection
Objecting to a promissory note in Saudi Arabia: when to file an enforcement dispute before the enforcement judge, when to sue on the debt, and partial payment.
Debt Recovery & EnforcementNote with no due date
Is a promissory note with no due date valid in Saudi Arabia? What "payable on sight" means, the one-year presentation deadline, and verbal deferral deals.
Debt Recovery & EnforcementNote limitation period
How long is a promissory note valid in Saudi Arabia? When a claim on the note is time-barred under the Commercial Papers Law, and whether the debt survives.
Debt Recovery & EnforcementEnforcing a note
How to enforce a promissory note in Saudi Arabia without a lawsuit: note details, the correct balance, the Najiz request, and what happens after five days.
Debt Recovery & EnforcementEnforcing a cheque
How to collect a bounced cheque in Saudi Arabia: the one-month presentation deadline, the bank's refusal note, the Najiz request and the six-month time bar.
Debt Recovery & EnforcementCheque vs note
Cheque or promissory note in Saudi Arabia? Who pays, when each is due, deadlines and time bars, criminal penalty, and enforcement under the new Enforcement Law.
Arbitration & Settlement
Settlement agreement
Is a settlement agreement binding in Saudi Arabia? When it is enforced directly on Najiz, why it cannot be withdrawn, and what the new Enforcement Law changes.
Debt Recovery & EnforcementTaradhi mediation
How mediation works through Taradhi reconciliation offices in Saudi Arabia: eligible disputes, the 30-day timeline, confidentiality and the settlement record.